Question 1

What is Pearl?

Accepted Answer

Pearl is an AI wealth manager that handles your entire financial life—investing, saving, debt payoff, and money movement—across all your accounts. It's like having a personal financial advisor that works 24/7, but costs a fraction of what traditional advisors charge.

Question 2

How much does Pearl cost?

Accepted Answer

Pearl charges 0.15% annually for founders (first 1,000 members) and 0.25% standard, capped at $1,250 per year. That's up to 90% less than traditional financial advisors who charge 1-2% with no cap.

Question 3

How is Pearl different from other robo-advisors?

Accepted Answer

Most robo-advisors only manage investments in their own accounts. Pearl works across ALL your existing accounts (bank, brokerage, 401k, everything) and can actually take action on your behalf within rules you set.

Question 4

Is my financial data safe with Pearl?

Accepted Answer

Yes. Pearl uses bank-grade encryption and connects through Plaid, the same secure technology used by Venmo, Cash App, and thousands of banks. Your credentials never touch Pearl's servers.

Question 5

Who is Pearl for?

Accepted Answer

Pearl is for anyone who wants their money managed professionally without paying $5,000+ per year for a human advisor. It's especially great for people in their 20s and 30s who have brokerage accounts and want to automate their investments and savings.